You get to go on adventures and have new experiences and cultures when you travel. However, there are risks and uncertainties when you travel as well, which can include canceled flights, medical emergencies, lost baggage, and other unforeseen events. Not only are these risks, but they also incur out-of-the-blue expenses and can disturb your plans. It is time for World Nomads Travel Insurance to step in. They will offer you peace of mind and the appropriate insurance coverage you need whenever something or situations arise unexpectedly.
World Nomads is an international travel insurance agency that offers travel safety services to frequent travelers and adventurers. It is based in Australia and was established in 2002 by travelers with the following vision: connection, freedom, and safety.
Apart from this, they provide and cover a wide range of needs of travelers—for instance, trip cancellations, theft, medical emergencies, and many more—and all you need is an insurance quote from them (World Nomads).
How Does It Work?
The process is not complex at all. As mentioned previously, World Nomads travel insurance is an insurance policy offered by World Nomads, which is an international insurance company. They offer various services to travelers, including coverage against unforeseen activities or events.
For instance, if you are going on a trip and you have been planning your whole life and somehow you end up losing your baggage or, worst of all, your trip gets canceled, the feeling of sadness and displeasure begins to rise.
But why do you have to worry when you have a World Nomads Travel Insurance policy? With this, your baggage and other areas related to your trip will be covered. Meanwhile, you will have to purchase a quote before and after you embark on the trip, which means that you will enjoy flexibility as well as coverage even if your plans change.
What Does World Nomads Travel Insurance Cover?
The policies available at World Nomads are comprehensive but still offer coverage in different situations and scenarios. Thus, here is a breakdown of what it covers:
- Trip Cancellation
- Personal liability
- Adventure sports and activities
- Overseas medical expenses
- Baggage and personal items
- Theft
If you ever find yourself in any of these situations, you can rely on your travel insurance policy with World Nomads to protect you.
What Does It Not Cover?
Even though World Nomads provides a wide range of coverage to travelers, there are some areas where you will not receive coverage with your policy. Not only do World Nomads not cover them, but most travel insurance companies as well. Here are the exclusions that World Nomads do not have or offer in their quote:
- Travel to extreme-risk countries
- Pre-existing medical conditions
- High-risk activities that are not in your policy
- Negligence
Just because World Nomads does not offer coverage for these does not mean that you can’t get coverage elsewhere. In other words, some travel insurance offers coverage for these events.
How Much Does World Nomads Travel Insurance Cost?
There is no fixed price or cost for purchasing a travel insurance policy from World Nomads. Instead, like other insurance companies, the premium cost is affected by certain factors. When you understand these factors, it will help you get an estimate of how much you will pay for a policy. They include:
- The age of the traveler
- Policy add-ons
- Discounts
- Covered activities
- Country of residence
- Level of coverage.
- Duration of the trip
- Destination
- Medical and evacuation coverage
Understand the coverage and assess your needs before choosing any insurance policy. This way, you will find out if you are getting enough coverage or not.
How to Get World Nomads Travel Insurance
Purchasing a travel insurance policy from World Nomads is very simple and will give you the peace of mind you need while you travel. To begin, adhere to this step-by-step guide to get proper travel insurance coverage:
- Go to the World Nomads website at worldnomads.com.
- On the homepage, you will see a quote tool.
- Enter the basic information, like your country of residence.
- Your age.
- Your destination.
- Travel dates.
- Who you are traveling with.
- This will help World Nomads create the perfect insurance options for your needs.
- Then, tap on the Get a Quote option.
- Check the coverage options of all insurance options.
- Feel free to customize your coverage.
- Provide other personal details.
- Read the terms and conditions before purchasing it.
Once you make payments, your insurance policy will be active, and you can receive coverage anytime and anywhere you are.
FAQs
Can I extend my World Nomads policy if I decide to travel longer?
Yes, World Nomads allows you to extend your coverage online while you are still traveling, providing continuous protection for your extended journey.
Can I buy World Nomads travel insurance if I’m already traveling?
Yes, one of the special features of World Nomads is the ability to purchase a policy after you’ve started your trip, offering flexibility to those with changing plans or who forgot to buy insurance beforehand.
