How do I apply for Walmart Capital One Credit Card? If you are a Walmart shopper, a credit card is what you really need. It is well known that Walmart is one of the biggest and largest store chains in the United States of America. And it works in both wholesale and retail business; selling an assortment of services and merchandise across the glove both in stores and online at amazing prices.
In 2019, Walmart partnered with Capital One for Capital one Walmart Rewards MasterCard which can make the shopping experience fun. And in this article, I will be talking about the Capital one Walmart reward Credit card. Walmart Capital one credit card provides you with more flexibility than other Walmart Credit cards.
And it can be accepted in all Walmart stores MasterCard is accepted. It is a card that allows you to earn cash rewards on all the purchases made at the Walmart stores. One of the best parts of this credit card is that it does not require any annual fee from you.
And it is very good to pick if you take advantage of its potential for high earnings. With the Capital One Walmart Rewards MasterCard, you can earn 5% cash back on every purchase you made at Walmart. This can be either on grocery pickup or delivery orders.
How does Walmart Capital One Credit Card Work?
If you love shopping at Walmart, you should definitely consider getting this Capital One Walmart Rewards Card. Although this retailer is known for its affordable prices, paying with the Capital one Credit card will bring more discounts. Either with grocery delivery or pickup, you can get 5% cash back on the online shop and the mobile app.
Also, you can get $2 cash back on travel and at restaurants as well as Walmart stores, USA Fuel Stations, Walmart & Murphy, and anywhere MasterCard is being collected. However, in other, for you to receive that 5% discount, you need to make online purchases. Unlike the Amazon Prime Rewards Card which serves as a big competitor to this card.
Although Walmart offers online shopping, it has more than 10,000 physical locations across the world. This won’t be a problem at all because of the Walmart pay. It is one of the easiest the quickest ways to pay with your Smartphone at Walmart. It offers 5% cash back for the first 12 months when you make use of your Walmart Capital one credit card.
The MasterCard offers cashback on purchases made on the website; 5% back for the first 12 months using Walmart pay, 2% cash back on dining and travel, the 2% cash after that. And 1% back on other transactions. However, there are no foreign transactions or yearly fees with this rewards card.
Also, you will get a 5% back on the purchases you make using Walmart to complete your shopping online. It is also very different from other cards because it offers grocery delivery and pickup. However, Walmart supermarkets are excluded from bonus categories on Master Cards that offer food.
But if you want to purchase in person, your rewards will be less valuable after the first 12 months. You may get 5% back for the first year and 2% back if you link your credit card to Walmart Pay. And use that for in-store or local purchases.
In addition, Straight up earning of 2 percent cash back on co-branded gas stations and restaurant level is possible. When you compare it to the best cash-back credit cards, 1% cash back on other purchases isn’t competitive.
Benefits of Walmart Capital One Credit Card
Just so you know, the Walmart Capital one credit card has a nice structure. And also earns Cardholders cashback rewards in every category. With rewards rate and flexible redemption scheme on purchases like Walmart stores, restaurants, and grocery. Thus, below are the benefits of the Rewards MasterCard;
- Use your reward whenever you want
- Make use of Capital one Walmart Rewards card with Walmart Pay
- Get 5% back in stores for the first 12 months of approval
- Redeem for travel purchases you make with your Card
- No annual fees charges
- 0% fraud liability
What Credit Score do I need?
To apply for Walmart Capital one Credit card, your score must be at least 640 or higher to qualify. If your credit score is lower, you may not get approved for the card you want to apply for.
How to Apply for Capital One Walmart Rewards MasterCard
To apply for Walmart Capital one credit card, you don’t need to leave your comfort zone. Because everything can be done easily online. Nevertheless, below is how you can apply for the Walmart rewards card
- Open a new tab on your device, Visit Capital one Walmart rewards card website
- On the first page, click on the Apply Now button
- Now, click on Continue to my Application
- Enter your personal information such as legal name, MI, Date of birth, Tax ID, and more
- Verify that you are a United States Citizen or resident by clicking the Yes button
- Enter your Contact information and financial information
- Select the bank account
- Review the terms of the credit card by clicking on the below box
- After that, go down and click on the Continue button
Once you have filled in all the answers and submitted them, you will have to wait till they get back to you. However, if you could not get approved for the card, you will automatically be considered for the Walmart store card. That can be used at the Walmart local stores only
How to Create Walmart Capital One Account Online
If you apply and get approved for the credit card, you will have to set up online access before using the card. Creating online access is the same as opening a capital one credit card account. And it is very easy to do. Check below for the steps you need to do follow
- Open and new tab and visit https://walmart.capitalone.com/
- Click on the ‘’Set up my account’’ option
- Put down your last name
- Enter your ITIN or social security number
- Put down your date of birth
After that, you can now click on get started to complete the process. Once you have done that, your account will be immediately registered. However, if you already have an account, all you just need to do is log in online.
Walmart Rewards MasterCard Login
All you need to login, it is your correct information and details. The following are the steps to log in to your account online
- Open a tab and visit https://walmart.capitalone.com/
- Click on the sign-in option
- Now, enter your username on the next page
- Enter your password
- Now, click to sign in
If your information is correct, you will be signed into your account immediately. You can now pay your bills and view your transaction online.
Activate Walmart Capital One Credit Card
Activating your credit card is very important. Because if you don’t, you won’t be able to purchase and shop for items. But you need to first enroll in an account before activating the card. Below are the steps to activate your account.
- Go to the official activation page https://verified.capitalone.com/auth/primer?exp=walmart
- If you already have an online account, click on sign in and activate
- If you don’t have an account, Tap on Enroll and activate
- Now, follow the instruction on your screen to complete your activation
Once you have activated your credit card successfully, you now go ahead and purchase items in-store or online using your Credit card.