What is a Voided Check and how do I Void a Check? A check that has the word “VOID” handwritten or printed on the front is referred to as a Voided Check. In other words, a voided check is a type of check that is rendered unfit for any transactions and the word VOID is usually written in large letters which means it cannot be accidentally used. But there are several usefulness and reasons why a check can be voided by an individual or a company.
A Voided Check can be used to set up direct deposits, electronic bill payments, and more. For instance, banks don’t want you to provide them with a blank check when setting up automated bill payments but you will need to provide a Voided Check.
However, even if you cannot make use of a Void Check to perform any transaction, it still serves other important purposes. Meanwhile, if you don’t have the check you can always get one through your Online checking account or you can get a counter check from your bank. How can I do that? Read through to know.
How to Void a Check
To Void a Check is quite easy to go about. You can write VOID at the front of a check but there are steps you need to be aware of. In this section of the article, we will be providing you with steps and guidelines on how to get your check Voided. Here are the steps to void a Check;
- Get a Blank Check and a Blue or Black Pen
- Write VOID in capital letters across the front of the check
- Or you can write void in small letters on the date line, amount line, signature line, payee line, and amount box
- Lastly, make a copy of the check and take note of the check number in your register
After following the above steps and guidelines, your Cheque will automatically be voided and cannot be used for payment.
What Should I Do if I Don’t Have a Voided Check?
If you don’t have a Check to void, there are several alternatives you can try out. Below are some of the alternatives you can try out to get a Voided Check.
Online Checking Account
You can make use of your online checking account to get a check. Once you have gotten the check, you can print it out and follow the steps to void the check.
Get a Counter Check from your Bank
A Counter Check refers to a check that is printed on demand by a bank. You can visit your bank to get a counter check and then proceed to void it. Note that; you might be required to pay a little fee to get a counter check from your bank.
Make use of a Deposit Slip with your Banking Details
If you don’t have a Check, you can make use of Deposit Slip to verify your banking information. For a saving or checking account, a deposit slip is acceptable.
When do I Need a Voided Check?
As mentioned above, a Voided Check is any check that has the word VOID written on the front. It is used to provide your banking information and is mostly required by your bank. Below are some of the reasons why you might need a Void Check;
Error
If you made a mistake while filling your check, you can void the check to render it useless.
When Setting Up Direct Payment
You can make use of a Voided Check when you need to set up direct payments such as electronic bills or other automatic payments.
Direct Deposit
Voided Check can be used to get direct deposit but you might need to provide certain information to get started. This information includes; your bank account number and bank routing number.
Can I Get A voided Check online?
Yes, you might be able to get one online if you do not have a checkbook. You can just make use of the bank’s online bill pay service to send yourself a small payment. Then after sending it, you can mark the check used to send the payment as void.
