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Workmans Comp

Workmans Comp

Workmans Comp, commonly referred to as workers compensation or workers' comp, is a government-mandated form of insurance. It provides medical benefits and wage replacements...
What is Recoverable Depreciation in Home Insurance?

What is Recoverable Depreciation in Home Insurance?

When purchasing home insurance, you will be given the option to choose replacement coverage that covers the cost of damaged or stolen property or...
What is Facultative Reinsurance?

What is Facultative Reinsurance?

Facultative reinsurance is a form of reinsurance where there’s a contractual agreement between the reinsurer and the ceding insurer to share a specific risk...
What is Automatic Proportional Reinsurance?

What is Automatic Proportional Reinsurance?

Automatic proportional reinsurance is typically based on the agreement between the primary insurer and the reinsurer to split the premiums, expenses, and losses in...
What is Family Life Insurance?

What is Family Life Insurance?

Are you in need of an insurance policy that protects your family and loved ones against debts and other expenses? You’ve come across the...
What is Universal Life Insurance?

What is Universal Life Insurance?

Universal life (UL) insurance is like every other permanent insurance that offers a cash value element and lifetime coverage, provided you keep up with...
What Are DoorDash Insurance Requirements?

What Are DoorDash Insurance Requirements?

Do you intend to become a delivery driver for DoorDash? There are certain insurance requirements that you are expected to fulfill. Hence, it is...
Uninsured Motorist Coverage: What It Is and Cost

Uninsured Motorist Coverage: What It Is and Cost

Getting into an accident with a driver without insurance is usually not a pleasant experience. Recognizing this issue, we are providing insights on uninsured...
Broad Form Insurance: What It Is and What It Covers

Broad Form Insurance: What It Is and What It Covers

Broad form insurance is sought after by business owners, organizations, and individuals who seek robust protection against a wide range of potential risks and...
Bodily Injury Liability Insurance: What It Is and What It Covers

Bodily Injury Liability Insurance: What It Is and What It Covers

Having substantial knowledge about bodily injury liability insurance is essential for every driver. If you find yourself in a situation whereby you’re at fault...