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Does Homeowners Insurance Cover Appliances?

Does Homeowners Insurance Cover Appliances?

Typically, homeowners insurance offers protection against financial losses due to damages from certain events, like fires, but not from mechanical failures or natural breakdowns,...
Does Home Insurance Cover Tornado Damage?

Does Home Insurance Cover Tornado Damage?

Yes, most standard home insurance policies cover tornado damage. This is because tornado damage is usually covered under the windstorm section of a standard...
Is Hazard Insurance the Same as Homeowners Insurance?

Is Hazard Insurance the Same as Homeowners Insurance?

The question of if hazard insurance is the same as homeowners insurance is commonly asked by new and existing home owners. This blog post...
Does Homeowners Insurance Cover Water Damage?

Does Homeowners Insurance Cover Water Damage?

Your homeowners insurance policy will only cover water damage if it is unexpected and accidental, not if it occurs gradually. For example, if there...
Does Homeowners Insurance Cover Power Surge Damage?

Does Homeowners Insurance Cover Power Surge Damage?

If you are a homeowner, it's important to understand that your home insurance policy may provide coverage for damages caused by a power surge....
Homeowners vs. Renters Insurance: What's the Difference?

Homeowners vs. Renters Insurance: What’s the Difference?

In our unpredictable world, unforeseen and financially burdensome calamities have the potential to impact your locality without warning. This underscores the critical need to...
Homeowners Insurance vs. Mortgage Insurance: What's the Difference?

Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?

Mortgage insurance and homeowners insurance serve distinct purposes and cater to different needs and risks. This can lead to confusion for individuals navigating the...
Does Homeowners Insurance Cover Airbnb?

Does Homeowners Insurance Cover Airbnb?

Homeowners insurance typically does not cover short-term rental activities such as those associated with Airbnb. Standard homeowners’ insurance policies are designed to cover the...
Does Homeowners Insurance Cover Sewer Lines?

Does Homeowners Insurance Cover Sewer Lines?

Homeowners insurance usually covers your belongings and the structure of your home from a list of certain risks like fire, storm damage, and theft....
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Age has no limit on who can jump on a trampoline, as it is considered a healthy and fun activity to try out. However,...