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In case you have no idea what an eCheck is, then let me break it down for you, an eCheck is an electronic payment funded by the buyer’s bank account. An eCheck must clear the bank before any action concerning crediting to the recipient is taken. Now when it comes to PayPal eCheck, it takes about 6 day (business days) to clear and the money and the money is transferred to the recipient’s PayPal account. Before any payment is carried out on PayPal eCheck, you must make sure that the money in your bank account is sufficient to cover the eCheck.

PayPal eCheck - Sending PayPal Payment as eCheck

If the money in your bank account is not enough, the bank will decline your Payment. Once it is declined, PayPal will represent the eCheck a second time and the full amount would always be requested from your bank account. CancelingPaypal an eCheck after it has been issued requires that you contact your bank. Then when it comes to and eCheck that has been cleared already, contacting the seller to request a refund is the only option.

PayPal EChecks can BOUNCE like Normal Checks!

ECheck do bounce, so it is important that you don’t send the item until it has been cleared. The right or safer thing to do is to send a message to the buyer alerting them with the expected clearing date. When you receive an eCheck from an item belonging to eBay, the buyers are mostly unaware of the fact that they sent the payment as an eCheck.

They will think that you are just slowly dispatching their item. And sometimes, you as the seller might receive some negative feedback. And for this reason, sending buyer a message with the expected clearing date is very important.

Sending PayPal Payment as eCheck

Sending payment as an eCheck is very easy. All you have to do is to follow the steps stated below:

  • First login your PayPal account
  • Once the account is open, click the send money tab
  • Enter the information required and click continue
  • Click change link
  • Select the eCheck radio icon and click continue
  • Go through the information
  • And finally, click send money to complete the transaction.

And with that, you can send your PayPal payment using a eCheck.