If you’ve never heard of the PayPal credit card before, then today is your lucky day. This article is going to be about the PayPal credit card. There are indeed different types of PayPal card but there is one type of this card. When talking broadly about PayPal cards, you would find PayPal debit cards and PayPal prepaid cards. Like I have said before, in this article, you would learn about this amazing about the card.
The PayPal credit card is also the PayPal extras credit card. This is one of the types of cards that you can get from PayPal. This card typically borrows cash from PayPal through a credit account with a synchrony bank. Before you go for a credit card, you should always have a reason why. The best reason that should make you go for the card is if you want to earn certain points or build your credit history. Another good reason is taking advantage of consumer protection that comes with credit cards. You should pay off your debt every month. This is better than accumulating it to the end of the year or six months.
PayPal Prepaid MasterCard
In some ways, the PayPal prepaid master card is similar to the PayPal credit card. One way is that you can only spend money that is available on the card. Unlike a credit card, the PayPal prepaid card allows you to fund the card from your balance. This way, you are not borrowing from PayPal. You are simply spending the money you put into the card if you use it to make transactions. This type of card can prove to be very useful when you’re managing how you spend. Unlike credit cards, prepaid cards are also known for their notorious charges.
Apply for a PayPal Credit Card
Applying for this card is pretty easy. All you have to do is follow a few simple steps. I would be making step by step guide here and I suggest you follow it.
- Open any web browser on your device.
- When the web browser opens, hit the address bar and follow this link https://www.paypal.com/us
- Here you would see the different types of PayPal cards and a button to apply for it. Find the “Apply Now” button under the PayPal Extras MasterCard and click on it.
- You would now be asked to sign in to your PayPal account if you haven’t signed in before.
If you get a message like “We are unable to process your request for the PayPal MasterCard*.” Then you are unqualified for the card. If you didn’t see this message, follow the onscreen instruction to complete your request for a card. You should get this cad in your mailbox after a few days or weeks. Note, that your approval would be easier if you’re using a PayPal business account.