What is an Annual Percentage Rate on a Personal Loan?
The word “annual percentage rate” is mostly used for lending products such as personal loans, credit cards, and mortgages. The annual percentage rate, or...
How Does Marital Status Affect Car Insurance?
One of life’s greatest celebrations is marriage. But after the wedding and the new couple start their journey together, a few things start to...
What is Full-Time RV Insurance?
Full-time RV insurance is designed for those who live in their RV for more than half of the year, whether it's a motorhome or...
General Liability Insurance vs. Business Owner’s Policy
General liability insurance and business owner's policy (BOP) are two crucial components of a business's risk management strategy, offering distinct advantages and coverage. General...
Reinsurance: What It Is and How It Works
Reinsurance refers to the agreement between a reinsurer and an insurer, where the latter, also known as the ceding party or cedent, transfers a...
Does Homeowners Insurance Cover Power Surge Damage?
If you are a homeowner, it's important to understand that your home insurance policy may provide coverage for damages caused by a power surge....
Return of Premium Life Insurance
Return of premium (ROP) life insurance is a type of term life insurance that offers a unique benefit to policyholders. Unlike traditional term life...
What is Rideshare Insurance?
If you're a driver who partners with transportation network companies (TNCs) or rideshare services like Uber or Lyft, then rideshare insurance is a crucial...
What is No-Fault Insurance?
No-fault insurance, also known as personal injury protection (PIP), is a type of coverage designed not to consider who caused the accident when paying...
Does Car Insurance Cover Hitting Your Garage Door?
If you seek answers to whether your car insurance will cover hitting your garage door, you are not alone. Quite a number of people...