Compare Cars For Insurance Quotes Rates 2023

Posted by
Spread the love

I know a lot of people are concerned about getting car insurance, But at the same time, we also want the best. However, a lot of people still have no idea how to choose or compare these rates and companies. Well, I would love to be your guide through this course. So, in this article, I will be showing you how to Compare Cars For Insurance Rates. Furthermore, this process is very important especially if you are planning to purchase a quote from a company. Therefore, if you are having problems selecting or choosing the best company to buy from, this is where you need to compare cars for insurance rates.

Compare Cars For Insurance Quotes Rates 2023

What’s more, you can see it as a good and effective way to save money online. Equally important, since there are different types of companies that provide the same services, using these means will help you choose a good one for you. Moreso, if you know someone who is also experiencing the same problem, then you can share this article with them to help them find the solution the same way you did. Finally, let us get into the entire process.

Compare Cars For Insurance Rates

Not all insurance companies have the same price, coverage, and many more. This is why the comparison is very important because you can be able to pick a very good and strong company that offers coverage for the things you need. Now, we will be going over the various ways to compare cars for insurance rates:

  • For Drivers With An At-fault Accident.
  • By Credit Score.
  • For Drivers With A DUI.
  • By Company.
  • By Age And Gender.
  • By State.

For Drivers With An At-fault Accident

As mentioned, companies offer different coverage options to policyholders and protect them. Furthermore, some companies also provide coverage for drivers who are the cause of the accident or at fault. So, here is the rate for drivers at fault in an accident by companies:

COMPANYAVERAGE ANNUAL RATES
Geico$1,221
Progressive$1,825
Nationwide$1,411
Travelers$1,499
Allstate$2,315
Auto-Owners$1,520
Farmers$2,073
Erie$1,182
State Farm$1,403
USAA$1,111

By Credit Score

This table will be illustrating the average annual rate of companies provides for customers with poor credit:

COMPANYAVERAGE RATES FOR POOR CREDIT (ANNUALLY)
Progressive$1,825
Auto-Owners$3,970
Travelers$2,487
Geico$1,750
Farmers$3,409
Allstate$3,617
State Farm$3,849
Erie$2,694
USAA$1,865
Nationwide$1,905

For Drivers With A DUI

I am sure that driving under the influence (DUI) is a very expensive mistake. So, companies are increasing their rates for drivers after a DUI:

COMPANYAVERAGE RATES (PER YEAR)
Geico$1,221
Progressive$1,825
USAA$1,111
Travelers$1,499
Farmers$2,073
Auto-Owners$1,520
Allstate$2,315
Erie$1,182
State Farm$1,403
Nationwide$1,411

By Company

In the table below, you will be figuring out the average national rates the insurance companies give good drivers:

COMPANYAVERAGE RATES FOR GOOD DRIVERS
Geico$1,182
Allstate$2,022
State Farm$1,402
Erie$1,419
Travelers$1,435
Auto-Owners$1,532
Progressive$1,892
USAA$1,141
Farmers$2,124
Nationwide$1,540

By Age And Gender

AGEAVERAGE RATES FOR FEMALESAVERAGE RATE FOR MALES
16$6,408$7,188
20$3,100$3,536
25$1,870$1,964
35$1,651$1,651
40$1,614$1,607
45$1,586$1,579
50$1,512$1,517
55$1,465$1,475
60$1,454$1,468
65$1,489$1,513
70$1,573$1,608
75$1,712$1,780
80$1,880$1,997

By State

Here is the average cost or price to get car insurance as a good driver in every state:

STATEAVERAGE COST FOR GOOD DRIVERS PER YEAR
California$2,466
Hawaii$1,157
Oregon$1,543
North Dakota$1,372
Alaska$1,325
Arizona$1,731
Alabama$1,546
New Hampshire$1,066
Colorado$2,034
Connecticut$1,463
Florida$3,158
District of Columbia$1,574
Illinois$1,693
Georgia$1,683
Idaho$1,171
Arkansas$1,803
Kansas$1,940
Maine$1,022
Louisiana$3,544
Kentucky$2,233
Michigan$1,790
Maryland$1,790
Mississippi$1,655
Massachusetts$1,836
Nebraska$1,718
Delaware$1,767
Minnesota$1,686
Missouri$1,834
Nevada$2,176
Montana$1,501
New Jersey$2,332
Oklahoma$1,840
Virginia$1,220
New Mexico$1,692
Ohio$1,171
Pennsylvania$1,790
New York$1,780
Iowa$1,243
Utah$1,514
West Virginia$1,582
Tennessee$1,323
Vermont$1,174
Washington$1,427
Texas$1,574
Wisconsin$1,299
Virginia$1,220
Wyoming$1,452
North Carolina$1,275

Why Do I Need To Compare Car Insurance Quotes

Frankly, comparing cars for insurance rates is important because it helps you to choose the perfect policy for you. Moreover, instead of paying a lot of money for a quote that does not cover everything or does not offer coverage to certain areas, you will be able to make the most out of your money.

In other words, you will pay money for what you need. In addition, you can save money when you compare rates from companies.