In this revolutionized world where oral care is of utmost importance, dental insurance is a crucial component that ensures the oral health of individuals. With a multitude of dental insurance options available, choosing the best dental insurance for braces may seem like a difficult task. If you are finding it hard to choose the right dental insurance for braces, we got you!
In this article, we have compiled a simplified and comprehensive list of the best dental insurance plans for 2024, putting into consideration key factors like coverage options and affordability, as well as reasons why you should purchase dental insurance for braces. Ensure you read to the end of this article to get first-hand information on this subject matter.
7 Best Dental Insurance for Braces of 2024
In no particular order, we have helped to curate the best out of the best dental insurance companies for braces. So, if you’re searching for companies that offer dental insurance for braces, consider any of the companies highlighted below:
1. Delta Dental
Delta Dental is renowned for its extensive network of dentists across the world. It offers a wide range of comprehensive coverage options that align with diverse needs. Coupled with its numerous plan tiers that cater to individuals, families, and employers oral health, Delta Dental is outstanding for its flexibility and affordability.
2. MetLife Dental
This dental insurance typically boasts a robust network of dentists that offers a vast array of coverage options, including but not limited to preventive care and basic treatment. They also offer other dental services that make it a competitive choice amongst individuals who seek reliable dental insurance coverage.
3. Cigna Dental
Cigna Dental is reputable for its focus on preventive care and detailed coverage options that suit individuals’s needs and preferences. It has an extensive network of dentists and plan designs that provide individuals and families with access to quality dental care at pocket-friendly rates.
4. Aetna Dental
Aetna Dental is one of the best dental insurance companies for braces. Renowned for its innovative approach to dental insurance, it offers a wide range of customizable plans tailored to meet the needs of individuals and families. This dental insurance is a popular choice for those who seek competitive premiums, comprehensive coverage, and access to a vast network of dentists.
5. Guardian Dental
Well known for its commitment to preventive care and comprehensive coverage options, Guardian Dental offers outstanding dental insurance for braces.
It primarily focused on customer satisfaction and affordability, ultimately helping to meet individual needs that encompass preventive services, basic treatments, and major procedures for dental services.
6. UnitedHealthcare Dental
We most definitely can’t talk about dental insurance for braces without mentioning UnitedHealthcare Dental. UnitedHealthcare Dental offers a variety of insurance plans with comprehensive coverage options that grant access to a large network of dentists that provide top-notch care tailored to meet the individual’s needs.
7. DentalPlans.com
Let’s wrap it up by mentioning DentalPlans.com. This dental insurance company offers discount dental plans that provide care for braces. One of its outstanding features is that it has no waiting periods or annual limits, thereby giving a sense of satisfaction and expertise as regards what they do.
Just like every other dental insurance plan for braces, DentalPlans.com offers a wide range of dental services that cater to individual needs.
These dental insurance companies are known for their commitment to giving quality care to braces, making them top choices for individuals and families in search of dental insurance coverage.
FAQs
How does dental insurance work?
Dental insurance involves paying a monthly premium in exchange for dental services, up to a percentage or limit. Individuals who pay for dental insurance should pay attention to deductibles, copayments, and requirements. The coverage for dental insurance is usually provided for services rendered by dentists within the insurance plan’s network.
What does dental insurance cover?
Dental insurance plans vary, depending on the individual. However, it covers preventive care, basic procedures for dental care, as well as major treatments, which include crowns, root canals, and oral surgeries.
Are there different types of dental insurance plans?
Of course, there are numerous types of dental insurance plans, such as provider organizations (PPO), dental health maintenance organizations (DHMO), and fee-for-service plans. Each of these plans has its own distinct coverage options, cost-sharing arrangements, and network of dentists.
Can I purchase dental insurance on my own, or is it typically offered through employers?
While individuals can purchase dental insurance on their own, it is also offered as part of an employer-sponsored benefits package. Those who do not have access to dental insurance through their employer can purchase it directly from dental insurance companies.
What is the cost of braces without dental insurance?
According to the American Dental Association’s 2020 Survey of Dental Fees report, the cost of braces without dental insurance is usually between $2,815 and $5,605. This cost largely depends on the severity of the treatments.
