Do you know what a credit card is? It is quite shocking and appalling that a lot of people do not know what a credit card is. To answer that question, a credit card is a rectangular plastic card issued by financial institutions that allow you to borrow money against a line of credit also known as the card’s credit limit. The limit is decided by the institution that issues the card based on your credit score and history. Meanwhile, there are different types of credit cards today. And they come in different multiple different levels with ranging interest rates, fees, and rewards programs. One of the credit cards that offer easy payment services and rewards is the academy credit card.
Academy credit card is a credit card that is issued in the United States bank and it offers rewards to sports and outdoors enthusiasts who shop at the sporting goods store. The academy credit card is a very good credit card that comes with a login portal on its website and makes login and invoice payment very easy. it is an outdoor sports credit card that offers five loyalty points for every $1 purchase on academy.com.
How Academy Credit Card Works
When you use the academy credit card, you will earn five points per dollar spent at academy sports + outdoors. Gas station purchases earn two points per dollar and all other purchases earn one point per dollar. Bonus for gas purchase is capped at $150 per billing cycle. If you are approved immediately for the academy visa card while shopping in-store, you will earn a $15 discount on your purchase. In both situations, you must make at least a $15 purchase to get the discount. Also, you will earn 1,000 bonus points after making your first purchase within two months. The academy credit cards are simply the best when you stay in the house, so to say.
Normally, store cards do not offer any bonus categories besides the stores within their own network. This is really an amazing feature of the academy sports credit cared. Basically, there are two versions of this credit card. The academy sports + outdoors visa and the academy sports + outdoors visa signature. The card you get will depend on your creditworthiness.
What Academy Credit Cards Offers You
Academy credit card offers you a lot of amazing benefits. Let’s take a look of some of its amazing benefits below.
- $15 discount on your first academy purchase: Application and approval must occur the same day to receive the offer. Cannot be combined with a 5% cardmember discount. Cannot be used to purchase gift cards, in-store services, or licenses.
- Five points per dollar for academy sports purchases: cannot be combined with other offers except free shipping benefit. Excludes gift cards, in-store services.
- Free shipping: limited to standard shipping: cannot be combined with the academy sports + outdoors employee discount. The entire transaction amount after discount must be placed on academy sports + outdoors credit cards.
- Two points at gas stations
- One point for all other purchases.
Note: This credit card program is unavailable to California residents.
How To Apply For Academy Credit Card
To apply for an academy credit card, you must be at the age of majority in your state or territory. Besides, you must have a valid government-issued photo ID as well as a valid government-issued tax identification number [ such as an SSN or SIN]. Have a street rural route, or APO/FPO mailing address. It does not accept PO Box or California mailing addresses. Hence, you can follow the steps below to apply.
- Visit the academy card application page using this link.
- Once the webpage opens, click on the red Apply Now button on the left-hand side.
- Enter your personal information which includes a suffix, your first name, middle name, and last name.
- Enter your last four SSN, date of birth, and annual income.
- Provide the following house information details: street address, suite or apartment, city, state, zip code, email address, and mobile phone number.
- Then click Continue to agree to receive and confirm that you have access to electronic information.
- Lastly, enter the requested details in the next window and your card will be shipped within seven to ten days after approval.
Academy Credit Card Login
To login to academy credit card;
- Visit the academy credit card homepage using the link above.
- Click on the blue Manage button under the red Apply Now button.
- Then, you will be taken to the academy credit card sign-in page.
- Enter your username and password.
- Finally, click on the sign-in button.
Academy Credit Card Payment
To pay for bills with your academy credit card;
- Sign in to your account following the steps above.
- In the account dashboard, you will see the payments tab which will guide you through the process.
- To pay for invoices, you can allow an automatic debit from your account. This allows the card’s company to take the payments from your bank account without too many problems.
In conclusion, you can make your bill payment, by visiting usbank.com or mail your bill payment to the mailing address listed on the card website.