If you intend to go on a vacation, you might need to consider getting travel insurance which can assist you in an emergency before or during your journey. An travel insurance company that is well-known as one of the best providers in such a situation is Seven Corners.
Seven Corners provides a significant range of policy options for both American citizens and foreigners. It was founded in 1993 and also offers student-specific alternatives, yearly and single-trip plans, and travel medical coverage. Additionally, Seven Corners offers various choices especially if you need comprehensive policy or emergency medical coverage to increase your credit card travel insurance.
How Does Seven Corners Travel Insurance Work
Seven Corners travel insurance simply works by offering coverage for your health and the funds you might spend on your journey. Seven Corners offers a variety of benefits that are essential before and during your journey. The following are what Seven Corners travel insurance can cover;
- Medical costs for accidents and sickness that happen on your journey.
- Your travel expenses, like the nonrefundable amount paid for hotels, flights, cruises, excursions, and other activities.
- Your personal belongings and properties if they are destroyed, stolen, misplaced, or delayed.
- If you sustain an injury or get sick and the facility where you are residing does not offer the necessary care for your condition, you should look for emergency medical evacuation.
Every Seven Corner travel insurance policy involves emergency medical assistance and evacuation, with immediate support from multilingual travel representatives.
These representatives are always available within 24 hours daily and weekly. Moreover, it is also helpful if you intend to go on a vacation to a country where you are not familiar with the local language.
How Much Does Seven Corners Travel Insurance Cost
The average cost of Seven Corners travel insurance is $206. The amount you will pay for Seven Corners travel insurance is determined by various factors. This includes the location you are traveling too, the duration of the trip, the ages of people you are traveling with, overall expense, and other factors.
Due to variations in benefits and coverage levels, each plan tier has a different cost. For example, compared to the Trip Protection Basic plan, the Trip Protection Choice plan offers a higher medical coverage limit. Furthermore, the main policy you select will also affect your rates with any extra coverage you decide to obtain.
Seven Corners Travel Insurance for Single Trips
Seven Corners provides different travel insurance policies for various kinds of trips. For instance, most travelers can decide on single-trip policies that secure travels within the U.S. And in foreign countries, or they can get an annual plan that secures qualified journeys that occur within a year.
In addition, Seven Corners provides two policy types for singles, couples, families, or groups of ten people. The following policy types include,
• Trip protection basic
For travelers seeking the most basic protection, Trip Protection Basic provides some essential coverage. For instance, full coverage is provided for trip delays and cancellations, but emergency medical expense is subordinated to other insurance. Therefore, this policy is suitable for U.S. citizens traveling within their country and having access to their health insurance.
• Trip protection option
Seven Corners travel insurance policy provides significant coverage limits for emergency medical costs and evacuation, trip interruptions and cancellations, and more. Additionally, it’s important to note that if travelers obtain coverage within 20 days of paying the initial deposit for their trip, they may be qualified for a preexisting medical condition exclusion waiver under this plan.
What Does Seven Corners Travel Insurance Cover?
For people who want to spend their vacation abroad, Seven Corner Travel Insurance offers travel medical and trip protection plans. Moreover, you can decide the amount of deductible and flexible limits with the coverage. Also, families, elders, students, missionaries, and business travelers can all benefit from this coverage. Furthermore, Seven Corners offers a variety of coverage options, such as:
- Round-trip.
- Annual policies.
- Student choices.
- Travel medical coverage.
- Non-U.S. citizens visiting the U.S. options.
- Plans for groups of 10 or more travelers.
What Does Seven Corners Travel Insurance Not Cover?
Despite the number of coverage that Seven Travel Insurance offers to travelers, you should also take note of some of its exclusions involved in it. For this reason, you can be certain that you are getting the main coverage you require. The following exclusions include;
- High-risk activities like heli-skiing, skydiving, bungee jumping, and other extreme sports that the insurer considers dangerous.
- Damages incurred from drug use, alcohol consumption, self-harm, and criminal activity.
- War, natural disasters, and epidemics are frequently excluded events.
Furthermore, it’s important to read the fine print carefully to make sure you understand what is and isn’t covered. This is because these exclusions can change depending on the policy and your location.
How to File a Claim with Seven Corners Travel Insurance
Generally, filing a claim with Seven Corners is easy which involves logging into your account and supplying the necessary paperwork. These are the steps you can take to submit a claim.
• Gather documentation
You must gather any documentation before beginning the claims filing process. Depending on your plan of choice and the specifics of your claim, the documentation you will need may include medical records, invoices, or other supporting documentation.
• Access the company’s website
There are many ways to file your claim like through mail, fax, or the Seven Corners mobile app. However, the company advises filing claims online by signing into your account, as this facilitates quicker processing.
• Fill out the form
You will need to provide details about your requested reimbursement on a claims form that you must fill out when you file a claim. Also, remember to add any necessary documentation to back up your assertion.
• File a claim
After providing the required information and affixing the necessary documents, you can submit the claim form. When you are done filing your claim, the company will designate a certified claims advisor to verify your information and contact you if any details are missing.
After a decision is reached, you will receive an email about the status of your claims. By the terms of your policy, you will be reimbursed if the company accepts your claim.
Final Thoughts
It’s advisable to get a Seven Corners travel insurance quote if you require insuring an upcoming vacation. The company offers a wide range of policy options, useful add-ons, and significant customization to both domestic and international travelers.
Furthermore, the company makes it simple to select a policy that suits your travel preferences and price range with various policy options and customization features.
